Cash Flow Forecaster
Enter your starting cash, expected monthly inflows, and outflows to see your projected cash position over the next 12 months. Quickly identify months where you might run short.
$
Cash in bank right now
$
Average revenue collected
$
Rent, payroll, supplies, etc.
Seasonal Adjustments (optional)
Adjust the percentage for months that differ from your average. 100% = normal, 150% = 50% higher, 75% = 25% lower.
Ending Cash (Month 12)
$0
Lowest Point
$0
Month 0
Average Monthly Net
$0
12-Month Cash Flow Projection
Month-by-Month Breakdown
| Month | Starting | Inflows | Outflows | Net | Ending |
|---|
Using This Forecast
- • Use 80% of expected inflows to be conservative
- • Update monthly with actual numbers
- • Flag any month where ending cash drops below 2 months of expenses
- • Plan financing needs 2-3 months before cash gets tight
💡 Learn More
Understanding cash flow is critical for business survival. Our guide covers why profitable businesses fail and how to manage cash effectively.
Read Cash Flow Basics →