Terms of Use
Last updated: February 5, 2026
Acceptance of Terms
By accessing and using SmallBizCalc ("the Site"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.
Use of Calculators
The calculators and tools provided on this Site are for general informational and educational purposes only. They are designed to help small business owners with common financial calculations.
You may use the calculators for personal and commercial purposes, including making business decisions. However, you acknowledge that:
- Results are estimates based on the information you provide
- Calculators may not account for all factors relevant to your situation
- You are responsible for verifying calculations important to your business
Not Professional Advice
The content on this Site does not constitute financial, legal, tax, or other professional advice.
The information and calculations provided should not be relied upon as a substitute for consultation with qualified professionals. Always seek the advice of a licensed accountant, financial advisor, attorney, or other appropriate professional for matters specific to your business.
Accuracy of Information
We strive to provide accurate and up-to-date information. However, we make no warranties or representations about the accuracy, completeness, or reliability of any information on the Site. Tax rates, regulations, and financial practices vary by jurisdiction and change over time.
Limitation of Liability
To the fullest extent permitted by law, SmallBizCalc and its operators shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
- Your use of or inability to use the Site
- Any errors or omissions in calculator results
- Any decisions made based on information from the Site
- Any loss of data, profits, or business opportunities
Intellectual Property
The Site content, including but not limited to text, graphics, logos, and software, is the property of SmallBizCalc and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our permission.
Links to Other Sites
The Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of linked sites. Access to linked sites is at your own risk.
Modifications
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting. Your continued use of the Site after changes constitutes acceptance of the modified terms.
Governing Law
These terms shall be governed by and construed in accordance with applicable laws, without regard to conflicts of law principles.
Contact
Questions about these terms? Contact us at: