Privacy Policy

Last updated: March 3, 2026

Information We Collect

SmallBizCalc respects your privacy while you use our business finance calculators and planning guides. We measure site engagement through Umami, a privacy-first analytics tool that functions without cookies and never captures data that could identify you personally. What we review is limited to combined usage statistics — page popularity, referral traffic patterns, and general device breakdowns.

Cookies & Tracking Technologies

SmallBizCalc does not set first-party cookies. However, third-party services used on this site may set cookies:

  • Google AdSense uses cookies to serve ads based on your visits to this and other websites. Google's DoubleClick cookie enables it and its partners to serve ads based on your browsing patterns.
  • Cloudflare may set security cookies (e.g., __cf_bm) to distinguish humans from bots.
  • Google Analytics (GA4) uses cookies to measure website traffic and usage patterns. Data is processed by Google in accordance with their privacy policy.

Your browser's light/dark theme preference is stored in localStorage, which never leaves your device.

Advertising

We display advertisements through Google AdSense. Google and its advertising partners may use cookies and web beacons to serve ads based on your prior visits to this and other websites. This includes:

  • Google's use of the DoubleClick cookie for ad serving
  • Third-party vendors and ad networks serving ads on this site

You can opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of third-party vendor cookies at aboutads.info. For a full list of Google's ad technology providers, visit Google's ad technology providers page.

Data Processing

All tools and calculations on SmallBizCalc run entirely in your browser. No user inputs are transmitted to our servers or any third party.

Third-Party Services

We use the following third-party services:

Your Rights

Under GDPR, CCPA, and similar privacy regulations, you have the right to:

  • Know what data is collected about you
  • Request deletion of your data
  • Opt out of personalized advertising (see Advertising section above)
  • Use browser privacy features or ad blockers to limit tracking

If you are in the European Economic Area (EEA), you may be presented with a consent dialog for personalized advertising in compliance with GDPR. California residents may opt out of the sale of personal information under CCPA.

Children's Privacy

SmallBizCalc does not knowingly collect information from children under 13.

Changes

We may update this policy from time to time. Changes will be posted on this page with an updated date.

Contact

Questions about this privacy policy can be directed to privacy@smallbizcalc.com.